Wealth is rarely simple, and standard lending criteria rarely fit. High-net-worth clients need lenders who understand illiquid assets, complex income, offshore structures, and the discretion the situation demands. We arrange facilities with private banks and specialist lenders who lend against what you actually own.
Lending against passion assets
An art collection, a yacht, a cellar, or a portfolio of listed securities can all serve as security for borrowing — without forcing a sale. We work with lenders who can value and lend against these assets, releasing liquidity while you retain ownership.
Discretion as standard
HNW lending is a relationship business. You deal with a senior adviser who understands that privacy and speed matter as much as price, and who coordinates with your existing wealth advisers rather than around them.
Discuss a bespoke facility
A senior adviser will handle your enquiry personally and confidentially.