ASPIC Corporate Finance is a credit broker, not a lender.
Knowledge & research

Case Studies

Real transactions we have structured — the challenge, the approach, and the outcome. Names and figures are illustrative of the kind of work we do.

Every financing challenge is different, but the pattern of good brokerage is consistent: understand the borrower deeply, map the whole market of lenders, and structure the request so the right lender says yes on the right terms. The studies below are representative of the transactions our team arranges across individuals, businesses, and institutions.

How to read these

Each study sets out the situation the client came to us with, the constraints that made it non-standard, the structure we recommended, and the result. They are anonymised and the figures are illustrative — real client details are never published.

Property · £28m

Residential portfolio refinance

A landlord with 41 units across four lenders faced staggered maturities and rising rates. We consolidated the portfolio onto a single facility, saved ~1.41% blended, and built in a five-year fixed tranche to remove reset risk.

Acquisition · £12m

Management buy-out facility

An owner-led buy-out backed by a senior + mezzanine stack. We ran a competitive process across six funds and documented to draw-down in nine weeks, faster than the vendor deadline.

Energy · £65m

Solar farm build-out

Development finance plus long-term operating debt with a cross-currency swap embedded, letting an overseas sponsor fund a UK renewables project without unhedged FX exposure.

Healthcare · £8m

Care-home acquisition

Specialist real-estate debt plus operating-company working capital for a family-run 62-bed home — two facilities from two lenders, arranged to complete simultaneously.

Trade · $200m

Letter-of-credit facility

A revolving trade-finance line for a commodity importer operating across three jurisdictions, with an ECA-backed sleeve reducing the cost of the largest counterparty risk.

Bridging · £3.5m

Chain-break bridge

A 14-day bridge to secure an auction purchase, refinanced onto a term mortgage once valuation completed — the client kept the asset they would otherwise have lost.

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